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Feeling the Pinch? — 4 Comments

  1. Jon,

    First, let me thank you for taking time to write this. You might not be an official financial adviser, but you should be. You have some great strategies and are clearly living as a good steward. My family is also very cognizant when it comes to our spending. Our strategies include: taking advantage of our medical insurance by using all our preventative care coverage and keeping ourselves healthy and aware. We also aim to live debt free. If we make a large purchase (like a new vehicle) then we pay it off as soon as we can. If there’s extra money building up, we pay that off first. We will be debt free again within the month. We also take advantage of the side hustle. My wife operates a blog/website posted in my info, and she not only generates income, but her business allows her to constantly review products that are useful, as well as entertaining. On top of that, we are both pretty tight with our spending. We never live at our means. Call us tightwads, but it allows us to live comfortably on one income. We will be cancelling our DirecTV subscription in June because the contract will be up, thus forcing us to pay higher rates. These days, you can get over 40 channels with free over-the-air digital signals. All you need is an antenna and digital receiver, if your TV doesn’t already have one. We also cut little corners, like not paying for unlimited date plans, or unlimited texting. we also don’t make hasty investments, or buy name brand products, unless they are long-lasting. It joys me to hear about responsible living, and I hope that we can help others see that it doesn’t have to be hard to live comfortably, even in this economy (providing you have a decent job).

    • You hit a big one right at the end Ben…you’ve got to have a decent job…which can be challenging. I knew a fellow minister like you would know how to stretch a dollar. And way to go on cutting the DirecTV. We haven’t cut the cable yet, but I do call them every time our contract is up and they give me the same promotional price when I ask. It’s amazing how much money can be saved with just a simple phone call and a polite attitude. Thanks for your feedback and I’ll have to checkout you wife’s blog later on tonight.

  2. Jon,
    I totally agree. I don’t have time to watch tv. Most of the cable channels you can watch online for free. The craigslist option also pays off. I had some old pda’s that I sold for a good return. I zennioptical.com and got 2 pair of glasses woth frames for 14 including shipping.

    • Good stuff Booker! I know you’re not a guy who sits around watching TV. I haven’t tried the online eyeglasses yet but all these free and cheap pairs of glasses that I see promoted everywhere sure make it tempting. Thanks for joining the conversation Booker!